Abuse Wildberries on installment plan
Hi! This is a completely new abuse and won't be fixed anytime soon, but the process itself takes little time and doesn't involve trivial fraud.

The idea is that we'll purchase a WB account with an available limit for installment payments, and then purchase the product for the full limit. After you pick up the product, we'll sell it and repeat the process. Ultimately, we'll receive the product for 1/6 of its original price.

Abuse scheme
Purchase an account > Account verification > Select a product > Place an order > Pick up and sell


Purchasing an account
Accounts can be: Farmed, Purchased from top-tier players, Purchased in shops.

I'll use the third option. I'll be buying an account at Для просмотра ссылки зарегестрируйтесь или войдите на форум , but you can choose any other, but be careful, there are a lot of scams.

Log in to your account
I log into my account after relinking and check my limit.

I took an account with a limit of 30,000 rubles.

Product Selection
This is one of the most important parts of the abuse, as we need a product that fits the limit and can be sold quickly without significant price drops. If you're buying something for yourself, then choose it yourself. If you're buying something for resale, then go to Avito and check prices to minimize losses , or even profits .

I chose this Smartwatch for 27,345 rubles. Don't buy the full split amount; it raises suspicion in the system (in theory), and the installment plan may not be approved.

Placing an order
Click " Buy Now " and enable payment in installments in 7 payments (the number may be different)

Next, we link an unwanted card and pay 1/7 with it . However, I have a VB wallet on my account, so I'll pay with it, but that doesn't always work. We place the order through a courier to an address other than ours and request that the courier call before arriving at the pickup location.

We pick up and sell
After the courier calls you, go pick up the order from him at the place where he arrived and then block the card you paid with, as they will try to debit the funds from it.

According to the agreement, " Payment by Installments " isn't a credit product, so you're not obligated to pay in installments. However, in any case, you didn't apply for the installment plan from your own account, didn't use your IP address, and didn't pick it up at your own address. You can mess around with the card and buy virtual cards, or you can make one yourself. There are tons of threads on various forums about selling virtual cards. I pay with mine, and they didn't do anything to me for dozens of accounts I've been scammed with overdue installments. Now I've found another, more anonymous way to place orders.